DIY Home Inspection - How to Recognize and Inspect Foundation Problems0 comments TuesdayThe foundation walls are connected to the top of the footings. The purpose of a foundation is to carry the weight of the house structure down through the foundation to the footings. Whatever their construction, (concrete, brick, concrete blocks, etc.), foundation walls crack because of lateral force, settling, heaving or uneven loads (more weight than designed on a specific section of the foundation), of the foundation walls. Natural forces such as earth quakes can also be a contributor in earthquake regions. To begin your inspection, use a pad and pencil while observing the exterior foundation. Make notes of cracks and their locations. When inside the lower level, you will want to try to locate them on the inside. If the crack goes entirely through the foundation it may be a red flag. Small hair-line cracks that do not go through the foundation wall are common and nothing to worry about; they may have been caused by shrinkage of the concrete or mortar joints. A found crack sometimes has a similar type crack on an opposite wall of the foundation. Similar cracks on opposite walls may have the same cause, with the exception of horizontal cracking caused by a lateral force. Types of Cracking Causes of Horizontal Cracking Causes of Heaving Foundations In concrete foundations, cracks from heaving are usually vertical and are wider at the top of the crack than at the base. Some areas of the country have expansive soils, which increase in size when they absorb water, causing heaving cracks. Moisture added to dry expansive soils, say from a sudden down pour, will drastically change the volume of the soil and cause serious heaving problems as well as structural damage in some cases. When the expansive soil dries, the shrinkage can also cause a pulling effect on the foundation. The method of prevention is to maintain the soil moisture content, by keeping the soil as dry as possible along the foundation. This can be achieved by proper grading around the perimeter. Causes of Foundation Settlement If a crack is active the crack may still be moving, (getting bigger, etc.) To identify an active crack, it will have sharp edges, clean inside of the crack and sometimes with bits of concrete still in the crack. Old cracks will have dust, dirt, paint and insect parts in the crack. To determine the severity of a crack or its cause, it may need to be evaluated by a geotechnical engineer. Large cracks 3/8″ wide should be carefully examined. Cracks can be measured by the engineer, to determine if it is moving or if it is stabile. Many times Home Inspectors call on the services of an engineer, to be sure the foundation is sound. As a past Home Inspector, I have been surprised several times to find questionable cracks were sound without a concern. I was always glad it was verified for the sake of the buyer or yourself in your case. What to look for inside the house structure: Doors and windows that are stuck and misalignment (gaps) Cracks in the walls Sloping or tilting floors. If there is doubt, use a level to determine if the floor is level. Floor elevations should be recorded for future reference in the inspection. Unless the sloping is substantial or extensive remodeling is planned, the best repair would be to stabilize the foundation. Extensive re-leveling in an older home may cause more than expected damage to the interior walls, ceilings, doors, windows and cabinetry. If the home has been stabilized and future movement is unlikely, buyers will often accept the uneven floors. This article was written to act as tool to guide and assist a DIY Inspection on foundations. Gary wrote the BAIR (Building Analysis Inspection Report) System, which is a DIY Inspection that consists of a lot of instructional detail (a guide) written about any of the many components found in the home. The BAIR System has instruction on how to inspect a foundation and explanations on the findings; this article will help with more information, if needed. Review and download at: [http://www.bairsystem.com] Article Source: http://EzineArticles.com/?expert=Gary_Fuller Credit Repair: Before Buying a House - Repair Your Credit0 comments SundayCredit repair is often a confusing term. The word repair throws a lot of people off of the actual meaning. This could mean either correcting the mistakes already present in your credit report or improving your credit score by inculcating better financial habits. Article Source: http://EzineArticles.com/?expert=Ravisankar_Poduval
This entire exercise of repairing your credit assumes significance as you prepare to buy a house, as all mortgage related approvals depend on your credit report or score. The loan could be rejected because of either bad reports or a low score. First way of repairing your credit, which involves correcting mistakes already available on your credit report is often a daunting task when compared to the second option. You need to get your reports from the credit reporting companies. As you scan through these reports, note down the points that need rectification. Send an error report to the companies and ask for rectification of the same before these are re-submitted to the banks who are willing to give you mortgage loans. This is more often an administrative exercise and needs constant follow-up with the companies concerned. The second option which involves inculcating better financial habits to improve your credit score is a long term strategy and is aimed at improving your financial status on the whole. The reports might be accurate but scores low. This could be due to some incidents of the past, which are affecting your credit score. The past incidents could be default of loan payments, application for bankruptcy in the past or any such financial setback experienced. You can improve your scores by being more financially responsible. Steps like ensuring on time bill payments, credit card payments, loan payments, are a few steps that can improve your score and help in getting the mortgage for your house, without any hassles. The only hitch in this case is that you need to start the entire process of repairing your credit score much in advance as short term steps shall not help in improving your score and you need to prove that you can sustain the good habits for a long duration. Bad credit reports or credit score scan still get you a mortgage loan, but on high non-prime interest rates, some thing like the sub prime cases that have spelled doom for the real estate markets in recent past. Hence, this form of credit is mostly rejected by banks nowadays fearing defaults and related problems. In fact poor credit results in interest rates that are almost two times the normal interest rates. Simple steps on repairing your old bad credit and building a new credit takes some time, but is worth the pain and effort, as all matters related to financial transactions are connected with your credit reports and hence have a big impact on your daily life and major purchases, like your dream home. Kitchen Miracles0 comments Thursday
The kitchen has traditionally been the heart of the home. It remains so to this day. Most family members consider the kitchen the home base. Except late at night, for most activities the odds are that at least some family members and friends can be found in the kitchen at almost any hour of day.
The kitchen is also an endless treasure trove of useful tricks to solve even the most perplexing dilemmas within minutes. There's a solution for almost any household problem somewhere in the kitchen! If you’ve been cooking with odorous ingredients like garlic or fish, rub your hands with a stainless steel utensil under running water. The smell will magically disappear! If pans have burnt-on food, fill them halfway with warm water and add three tablespoons of salt or baking soda. Let them sit overnight. In the morning, bring the pan to a boil, then let it cool. The burned food should wipe away without much effort. If you have stains on your hands after working with paints or inks, cut a potato in half and rub the cut end on your the stains on your hands. In minutes the stains will be gone. Potatoes aee also good for another kitchen solution. Place a raw, peeled potato into an over-salted dish. Allow the combined ingredients to cook for five minutes. The potato will absorb the excess salt. To sharpen the blades of a coffee grinder, toss in a handful of rice every few months and grind the rice up. This procedure cleans and sharpens at the same time. If your children have spilled glue on furniture or put decals and stickers on furniture and other items around the house, don't run for expensive remover solutions. But there is a simpler solution right out of the kitchen. Apply a moderate amount of vegetable oil to the glue, decal or sticker. With a soft, clean cloth, apply a moderate amount of pressure. Slowly rub the offensive material off and away. Vegetable oil does not damage furniture while removing glue and such. Unfortunately, even some of the best selling commercial products on the market cannot guarantee the same safety. Think Outside the House0 commentsThis video has nothing to do with houses and real estate value. It has everything to do with invention. Healthy Food Choices0 comments MondayEditor in Chief Healing Gourmet Nearly every disease that plagues modern man begins with what is on our plate. Most people are digging their own graves with a knife and fork. But this DOES NOT have to happen. And it certainly does not have to happen to you and those you love. You can change the course of your life and chart the course of your health with a few simple choices and a handful of easy changes. You can lose weight effortlessly. You can prevent disease in your body. You can reverse the symptoms of disease that may already be there. You can feel GREAT and have abundant energy! Click Here to Invest in Your Copy of Your Plate, Your Fate Healing Gourmet’s Your Plate, Your Fate is a collection of downloadable e-books and reports. Because no physical products will be shipped, there is no waiting and you can get started right away. After you order, you will receive INSTANT ACCESS to download everything on your computer. The e-book format is adobe acrobat PDF, which can be viewed on Mac or PC. This program is NOT available in stores. You can only access it through this website. Herb Gardens0 commentsStudying herbs can be a challenge.Our ever expanding collection of e-learning programs presents you with the best practical ways to make herbs work in your life. The SA Herb Academy short courses and e-learning programs are intended for busy people who cares about their health and the environment and who want to develop a working knowledge of the various fields in herbology. The courses in our prospectus give you the perfect introduction to each field of study. They range between 4 and 12 weeks in duration and most only require 2 to 3 hours per week to complete. And because your study material is delivered via the internet these courses are extremely affordable. DIY Solar Power0 comments Sunday
Why pay for expensive electricity when you can build your own solar power system and save a fortune!
DIY - Do It Yourself Here is the simple answer to your questions about saving by using solar power. Buy Indian Real Estate Now?0 comments Thursday
From this source:
“Improvement in the overall economic sentiment coupled with liquidity due to a recent upswing in the equity markets have renewed consumer confidence in real estate,” says Sukhraj Nahar, chairman, Nahar Group. “Residential real estate in particular has always been a safe investment option. It holds true even today,” he adds.The article is from the Economic Times, an Indian source. But somehow I am not impressed by the article. One minor point that fails to impress me is that even though the article is published in an India newspaper website it illustrates the story with pictures from the US. Maybe I'm being too cynical. Property Investments in India 2007 Style0 comments
Hmmm, how many of the ideas expressed in this video still have merit? Time flies. A person can never step into the same river twice.
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